Here’s how our 4 step credit repair program works…

Step 1:  Developing A Plan
Work with your personal coach to develop a plan that works for your unique goals, budgets, time lines and circumstances.This plan is designed to improve your credit profile, raise your credit score and help you reach your goals as fast as possible.

Step 2: Credit Repair Services
Instead of just mass-mailing generic dispute letters to credit bureaus like other credit repair companies, we often go directly to your creditors to get better results. We also address the issues most companies won’t bother with, such as debt validation letters, pay-for-delete and goodwill letters.

Step 3: Debt Settlement
Once you’ve completed the credit repair process, we’ll move on to any outstanding collections you may have, working with your creditors to negotiate a payment plan that is more easily affordable. We also try and negotiate pay for deletion agreements.

Step 4: Establish New Credit
Cleaning up your credit report and getting out of debt can make a big difference to your credit profile, but adding new, positive credit cards will take you even further. Regardless of your credit history, we can help you get approved for new credit lines.