CLIENT QUALIFICATION GUIDELINES

Debt Load Qualifications (No Exceptions):                                                                                                                                                                                                            $7,500 of acceptable debt                                                                                                                                                                                                                                           Minimum debt load of $500 per credit card

Acceptable Accounts (Guidelines):                                                                                                                                                                                                                         The ideal accounts for this program are credit cards, but most unsecured debts including signature loans are acceptable.                                                             We do not negotiate secured debts such as car/motorcycle loans or mortgages.                                                                                                                                         Before a card with a balance transfer/cash advance is accepted, the following conditions must be met:  Minimum payments to the creditor, after the transfer/advance, for 3 months or 1 month for every $2,000 transferred/advanced, whichever is greater.  The balance of transfers/advances cannot exceed 50% of the entire balance on any given card.

ALL DEBTS MUST BE SECURED!

****Civil Suits/Default Judgments will not be accepted under any circumstances****

Acceptable Length of Programs (12-48 Months)